body {
  margin: 20px 10px;
  font-family: verdana, arial, helvetica, "sans serif";
  letter-spacing: 0px;
  //background-color: #CCDAFF;
  background-image: url(back.jpg);
  color: black;
}

a:link, a:visited {
  color: #1F5AFF;
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

.top {
  text-align: center;
  display: block;
  margin: 10px;
  width: 660px;
  border-bottom: 4px solid #6B93FF;  
  padding: 10px 20px 10px 20px;
  background-color: #E5ECFF;
  /*background-image: url(main-bg.jpg); */
}

.top a, .top a:hover {
  display: inline;
  font-weight: bold;
  font-size: 20px;
  color: black;
  text-decoration: none;
}

.bar {
  margin: 10px;
  width: 680px;
  height: 38px;
  text-align: center;
  font-size: 10px;
  border-bottom: 4px solid #DBA400;
  background-color: #FFD24D;  
}

.bar a, .bar a:visited {
  color: #303030;
  font-weight: bold;
  text-decoration: none;
}

.bar a:hover {
  color: #1F5AFF;
  text-decoration: none;
}

.bar a .bgtxt {
  font-size: 12px;
  font-weight: bold;
}

.bar a .smtxt {
  font-size: 10px;
  font-weight: bold;
}

.main {
  margin: 10px;
  font-size: 12px;
  text-align: left;
  display: block;
  margin-left: auto;
  margin-right: auto;
  width: 640px;
  border-bottom: 4px solid #6B93FF;
  background-color: #E5ECFF;
  /*background-image: url(main-bg.jpg);*/
  padding: 10px 20px;
}

.main img {
  float: right;
  margin: 10px;
}

.main p {
  margin: 10px;
}

.foot {
  margin: 10px;
  display: block;
  text-align: center;
  width: 700px;
  height: 12px;
  border-bottom: 4px solid #DBA400;
  background-color: #FFD24D;
  font-size: 10px;
  padding: 3px 0px;
}